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Congratulations on your decision to buy a new
home! There are many important things to consider throughout the
process, especially if you're a first-time homebuyer. Here's some
information that will keep you on track.
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General.... |
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home purchase may be your largest financial transaction to date, so
it's important to make the right decisions and to keep an eye on the
details. With the assistance of your Real Estate Agent and Loan
Officer, it should be an efficient, pleasant, and ultimately rewarding
experience. |
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Count
On Your Real Estate Agent To:
- Preview available homes to weed out those that
are overpriced, or undesirable in some other way.
- Present the homes that suit your needs as
you've defined them.
- Help you determine the difference between a
"good buy" and a property which, because of its nature (neighborhood,
market appeal, etc.), might have to be discounted if you decide to sell
in the future.
- Negotiate the best deal for you. With a
Pre-Qualification letter from Action
Mortgage in hand, your Real Estate Agent will be able to
demonstrate that you are a qualified and capable borrower. This will
strongly influence the Seller, and may make the difference between the
Seller accepting your offer or someone else's -- even if your offer is
lower!
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Count
On Your Mortgage Broker and Loan Officer To:
- Assist you in selecting the best loan to meet
your personal situation and goals. (This single decision can save you
thousands of dollars throughout the years!)
- Keep you informed of your loan status
throughout the entire process.
- Keep your Real Estate Agent informed of our
loan progress (Note: your personal information is always kept
confidential between you and Action Mortgage;
only deal points and progress are shared).
- Get the appropriate loan for you at the best
rates and fees. This will save you significant money "up front" and
throughout the years to come.
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Count
On Yourself To:
- Keep your Real Estate Agent informed of any
questions or concerns as they develop.
- Keep the process moving by providing
documentation and decisions as soon as reasonably possible. By doing
so, many of the details are taken care of early in the process so you
can comfortably concentrate on any last-minute details or events that
require your attention.
- Enjoy purchasing your home, but do remain
objective throughout -- to make the business decisions that are best
for you.
- Make sure you are pre-approved as early as
possible. This will put the power of financing behind you so you can
concentrate on selecting your home.
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Call
Hem Ramachandran at 512.377-9760
for all your Real Estate and
Mortgage Needs!
email
Hem here
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© 2003 hemknowshomes.com
Affiliations: Austin Board of Realtors, Texas Realtors Association,
National Association of Realtors
My promise: HONESTY
::: INTEGRITY ::: SINCERITY
I welcome your feedback
   
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